Buying a home is an exciting and challenging time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs.
Our services and experience range from financial aid to helping you find the home that best suits you and your family. We are Certified and Accredited Buyer’s Representatives and have successfully aided hundreds of clients in the purchase process.
As a Certified Luxury Home Marketing Specialist, Debra has been trained in the nuances of the upper end market. Patrick has represented dozens of foreclosure buyers and knows the ins and outs of dealing with bank-owned properties.
For your convenience, we also provide listings by email. Contact us to sign up for our automated listing system.
As Your Buyer’s Agent, We Will:
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Assure that you see all the properties in the area that meet your criteria.
- Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs:
- Identify important features you need your new home to have.
- We will help you determine what neighborhood best matches your needs.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- We will provide you with a pre-audit of closing costs from the title company which will reflect the accurate amount of funds needed to purchase your new home.
Working with a Lender:
- In today’s market, finding the right lender is key to having a successful transaction.
- We can arrange an in-house meeting with a lender that has a proven track record in finding the best loan packages available.
Building your Dream Home:
- We specialize in locating vacant lots and working with buyers and select builders in designing and building a new home, if that is what our client prefers.
- We work with Green Sustainable Builders who build with minimal sustainable features up to full sustainable energy homes.
- Debra has designed and built a number of homes while holding an Arizona Residential Contractor’s License.
We pride ourselves on repeat business and hope you’ll come to understand why!
